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Personal Loans Aug 29, 2026: Smart Car Loan Choices: What Fits Your Needs?

Explore top car financing options with rates from 6.49% APR. Find the best fit for new or used cars, plus green vehicle incentives.

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Toyota Finance Personal Car Loan
Auto

7.0–12.0% APR A$5k–A$150k 12–60 mo

Australian resident · Regular income · Age 18+

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Westpac Car Loan
Auto

6.49–12.99% APR A$5k–A$100k 12–84 mo

Australian resident or citizen · Regular income · Age 18+

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CommBank Secured Car Loan
Auto

6.79–10.79% APR A$4k–A$120k 12–84 mo

Australian resident · Regular income · Age 18+

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Plenti Secured Car Loan
Auto

7.49% APR A$5k–A$75k 36–84 mo ⚡ Personalised rate in as little as 60 seconds; average settlement about 24 hours

Australian resident · Credit assessment required · Vehicle used as security for secured loan

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NAB Secured Car Loan
Auto

6.74–13.54% APR A$10k–A$100k 12–84 mo ⚡ Same day approval with funds within one business day after agreement

Australian sole borrower · Direct debit repayments · Vehicle used as security

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OurMoneyMarket Personal Loan
Personal

5.95–18.99% APR A$5k–A$75k 24–60 mo ⚡ Fast online approval

Australian citizen or permanent resident · 18 years or older · Regular income

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