Compare personal loans

Salary account holder with 6 months salary history, ₦20,000 monthly lodgement, ₦30,000 net salary minimum, clean credit bureau report

Salary account with FirstBank; employer salary domiciliation letter; minimum documentation; credit insurance premium required

Phone number or Facebook account, ID number, and mobile money or bank account

No collateral; no guarantor; no paperwork

Kuda app account required; monthly installment repayment; no paperwork

No collateral; smartphone app application

Monthly income of ₦1,000+; no collateral; no physical paperwork

Digital application through the Renmoney app; identity and income checks may apply

Salary paid into a Stanbic IBTC account; minimum net monthly income of ₦50,000; credit and affordability checks

Functional salary account and last 6 months pay slip plus bank statement indicating salary inflows